Back in the days of coin and cash, you could see your money. You could hold in your hands, put it in your wallet, and hang onto it. When it was time to spend it, you could feel about how much was leaving you in exchange for something else. Was the transaction worth it? Maybe, maybe not. Then came physical paper checks with a running balance and a little ledger. To write a check, you had to think about the amount, and maybe, just maybe, you'd write it down in your ledger and keep track of your running balance.
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